Alfred Ouma Shem
Highly Influential Citations0
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This study uses data from the 2006 and 2009 national financial access (FinAccess) surveys to examine factors influencing financial service choices that households make. The findings indicate that… Continue Reading
Social policy is defined as collective interventions directly affecting transformation in social welfare, social institutions and social relations (Mkandawire 2001). In many sub-Saharan African (SSA)… Continue Reading
It is widely documented that credit is an important instrument among resource poor farmers in developing economies. However, accessing loans from formal credit institutions has proved almost… Continue Reading