Abdolreza Nazemi

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The enzyme L-asparaginase has been extensively studied by many researchers mainly because of its considerable therapeutic properties. Producing a convenient quantity of L-asparaginase can be conducted either by discovering new microbial sources with higher enzyme production or by manipulating the medium components for known microbial sources. The present(More)
There have been more studies on recovery rate modeling of bonds than of personal loans and retail credit. As far as the authors are aware, there exists no research of recovery rate modeling in retail credit for third-party buyers. The goal of this paper is to fill this gap. In our study, over nine million defaulted or non-performing consumer credit data(More)
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