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Credit demand and credit rationing in the informal financial sector in Uganda
This paper investigates the household and individual characteristics that influence the demand and supply of informal credit in Uganda, which credit is important for improving the welfare of theExpand
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Getting South African banks to serve micro-entrepreneurs: An analysis of policy options
The lack of access to formal bank credit is one of the important problems faced by South African micro-entrepreneurs in the informal sector. Although the government has addressed this issue, privateExpand
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South African banks and the unbanked: Progress and prospects
Consideration is given to what the big four South African banks have done since the late nineties to open up their lending facilities to the unbanked, taking cognisance of the trends internationally,Expand
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Access to formal financial services for South Africa's poor developments since 1990
The importance of a well developed financial sector for economic development and the upliftment of the poor is widely recognised and well researched theoretically and empirically. In this contextExpand
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Credit guarantee schemes as an instrument to promote access to finance for small and medium enterprises: An analysis of Khula Enterprise Finance Ltd's individual credit guarantee scheme
Small and medium enterprises (SMEs) face many constraints, such as lack of credit, which hinder them from reaching their job-creating potential. This article focuses on the constraints that increaseExpand
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The Stals era of monetary policy in South Africa
The decade of the 1980s, especially the second half, was an extremely difficult period for the South African economy. Domestic political and social unrest were at levels not previously experiencedExpand
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Tribological failure analysis of a magnetic drive pump
Abstract The failures of a magnetic drive pump are investigated to determine the root cause. The journal bearing design was verified and compared to a similar application that has experienced noExpand
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Access to formal banking services in the SADC, 200-2009
Access to basic financial services is one possible path leading to a better life for the poor. This is endorsed by SADC governments, and various strategies were in the past decade implemented toExpand
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