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In Germany, flood insurance is provided by private insurers as a supplement to building or contents insurance. This article presents the results of a survey of insurance companies with regard to eligibility conditions for flood insurance changes after August 2002, when a severe flood caused 1.8 billion euro of insured losses in the Elbe and the Danube(More)
Part of Special Issue " Landslide and flood hazards assessment " Abstract. Traditional flood design methods are increasingly supplemented or replaced by risk-oriented methods which are based on comprehensive risk analyses. Besides meteorological , hydrological and hydraulic investigations such analyses require the estimation of flood impacts. Flood impact(More)
Building houses in inundation areas is always a risk, since absolute flood protection is impossible. Where settlements already exist, flood damage must be kept as small as possible. Suitable means are precautionary measures such as elevated building configuration or flood adapted use. However, data about the effects of such measures are rare, and(More)
For the purpose of flood damage analyses reliable, comparable, comprehensive, consistent, and up-to-date data are an indispensable need. Like in many other countries a database with this kind of datasets does not exist in Germany. To establish it, standards have to be set for flood damage data collection. We approached this problem by questioning experts(More)
One important prerequisite for a comparable quantitative risk assessment for different types of hazards (e.g., earthquakes, windstorms and floods) is the use of a common database about and financial appraisal of the assets at risk. For damage assessments it is necessary to represent the values at risk on a regional disaggregated scale and to intersect them(More)
The increase in damage due to natural disasters is directly related to the number of people who live and work in hazardous areas and continuously accumulate assets. Therefore, land use planning authorities have to manage effectively the establishment and development of settlements in flood-prone areas in order to avoid the further increase of vulnerable(More)
In the aftermath of the severe flooding in Central Europe in August 2002, a number of changes in flood policies were launched in Germany and other European countries , aiming at improved risk management. The question arises as to whether these changes have already had an impact on the residents' ability to cope with floods, and whether flood-affected(More)